Williams prepared and filed buyer’s mortgage application (VICTIM J.E), and further exaggerated the buyer’s income, from the inflated $3,000 a month claimed for the previous Unit 11 (@ Yosemite Street Condominiums), to now, falsely claiming the buyer earned $5,000 a month. The buyer acknowledges guilt in some of the fraud, and other fraud he learned of only after the closing, reviewing the documents that had been prepared for him by Williams.