Williams forged an already fraudulent Verification of Rent by altering the amount by putting a “1,” in front of the $300 on the VOR that VICTIM 2s mother had earlier produced. Williams changed that document from $300 per month, to $1,300 per month. When the result looked obviously forged, Williams asked the buyer to obtain a new, false VOR to indicate $1,300 a month rent paid, to fraudulently qualify for a $500,000 mortgage.